How To Use Opay

How To Use Opay USSD Code

Essential Highlights

  • Discover the basics of Opay USSD code
  • Learn step-by-step instructions on how to use the Opay USSD code
  • Explore the benefits of using Opay USSD codes
  • Common FAQs about Opay USSD code explained

Table of Contents

  1. Introduction to Opay USSD Code
  2. Step-by-Step Guide to Using Opay USSD Code
    1. Registering with Opay
    2. Making Transactions
    3. Checking Account Balance
    4. Purchasing Airtime and Data
  3. Benefits of Using Opay USSD Codes
  4. FAQs about Opay USSD Code

Introduction to Opay USSD Code

Opay USSD code is a convenient way to manage your finances without internet access. The Opay USSD code allows users to perform a variety of transactions easily from their mobile phones. USSD stands for Unstructured Supplementary Service Data, which operates on shortcodes delivered over GSM networks.


Step-by-Step Guide to Using Opay USSD Code

Follow these steps to effectively use Opay USSD codes for different transactions.

Registering with Opay

To register with Opay, follow these simple steps:

  1. Dial *955# on your mobile phone.
  2. Follow the prompts to enter personal details such as name, phone number, and national identification number.
  3. Create a PIN for secure transactions.

Making Transactions

Conducting transactions through Opay USSD code is straightforward:

  1. Dial *955# on your mobile phone.
  2. Select Option 2 for ‘Transfers.’
  3. Enter the recipient’s phone number or account number.
  4. Input the amount you wish to transfer.
  5. Confirm the transaction with your PIN.

Checking Account Balance

Keep track of your account balance effortlessly:

  1. Dial *955# on your mobile.
  2. Select Option 4 for ‘Account Information.’
  3. Choose ‘Check Balance’ and confirm with your PIN.

Purchasing Airtime and Data

Opay USSD codes make it easy to top-up airtime and data:

  1. Dial *955#.
  2. Select Option 3 for ‘Airtime’ or ‘Data Purchase.’
  3. Enter the phone number you’re buying for.
  4. Choose the amount and confirm with your PIN.

Benefits of Using Opay USSD Codes

Using Opay USSD codes offers several advantages:

  • Convenience: Conduct transactions from any mobile phone without needing internet access.
  • Speed: Instant processing, especially suitable for urgent transactions.
  • Security: Protected with a unique PIN for each user.
  • Cost-effective: No need for data plans to perform essential financial operations.

FAQs about Opay USSD Code

Find answers to common questions related to Opay USSD code usage.

  1. What is the Opay USSD code?
    • The Opay USSD code is *955#, allowing users to perform various financial transactions via their mobile phones.
  2. Is the Opay USSD service available 24/7?
    • Yes, the service is available round the clock, every day.
  3. Can I transfer money to non-Opay users with the USSD code?
    • Yes, you can transfer money to any bank account in the country.
  4. Are there any charges for using the Opay USSD code?
    • Opay may charge minimal transaction fees, but its cost-efficiency is one of its benefits.
  5. What should I do if I forget my PIN?
    • If you forget your PIN, you can reset it by contacting Opay customer service or following the prompts on the USSD menu for forgotten PIN.
  6. Can I link multiple bank accounts with my Opay USSD profile?
    • Currently, Opay USSD is linked to a primary phone number and account, but additional services and improvements may allow multi-account configurations in the future.

For more insights, visit our comprehensive guide on USSD codes. To stay informed about secure and convenient mobile transactions, check out resources on Opay’s official site.


Remember, using Opay USSD code simplifies your financial transactions, ensuring you stay in control, anytime, anywhere.

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