Standard Bank Ewallet Ussd Code

The standard USSD code for accessing Standard Bank’s cellphone banking, including eWallet (Instant Money) services, is 1202345#^[1][2][6]. This code allows you to check balances, send money, pay bills, buy prepaid airtime and electricity, and use services like PayShap directly from any mobile phone, without needing an internet connection.

To use Standard Bank’s eWallet (Instant Money) via USSD:

• Dial *120*2345# from your registered cellphone^[1][2][6].
• Enter your Mobile Banking PIN when prompted^[4].
• Follow the on-screen instructions to select Send Money or Instant Money to send cash to any cellphone number in South Africa^[3][7].
• The recipient will receive a voucher and PIN to withdraw the money at Standard Bank ATMs or participating retailers^[3].

Registration for Instant Money is also possible directly via USSD by dialing 120212# and following the instructions to create a wallet and PIN^[3]. However, for general cellphone banking and sending eWallet/Instant Money transfers, always use 1202345#^[1][2][6].

Ensure your cellphone number is linked to your Standard Bank account and that you have airtime available—data is not required^[7]. Standard mobile network charges apply.

References

• [1] Standard Bank South Africa USSD Codes
• [2] USSD Codes for banks in South Africa – Monierate
• [3] Access Instant Money from more retailers
• [4] HOW TO GUIDE USSD MOBILE BANKING
• [6] Cellphone Banking (PDF)
• [7] Cellphone Banking – Register now