How To Transfer Money To Opay Account Using USSD Code

Managing your financial transactions quickly and securely is more important than ever. With Opay’s USSD codes, you don’t need an internet connection or smartphone to send money, pay bills, or perform other essential services. This guide walks you through how to transfer money to an Opay account using USSD codes, including step-by-step instructions, tips, and frequently asked questions.

Essential Highlights

Opay’s USSD code for transfers is *955#—no data or smartphone required.
Direct transfer: Use 9551AmountAccount Number# for Opay-to-Opay or 9552AmountAccount Number# for bank accounts[1][3][5].
Works across major networks: Airtel, MTN, 9mobile, and Glo in Nigeria.
Quick access to other services: Including airtime, data, and bill payments.
Secure transactions: Every transfer requires your unique USSD PIN[1][7].

What Is a USSD Code and Why Use It?
Setting Up Opay USSD Banking
Step-by-Step: Transfer Money to an Opay Account Using USSD Code
Other Transactions You Can Perform with Opay USSD
Safety Tips for USSD Transactions
Frequently Asked Questions (FAQ)

What Is a USSD Code and Why Use It?

A USSD code is a simple numeric string that lets you access banking and payment services from any mobile phone, even without internet access.
USSD stands for Unstructured Supplementary Service Data—it’s the technology behind codes like *955# that Opay and banks use for instant transactions[2][6].

Why should you use USSD for Opay?
– No internet required: Ideal for poor coverage or basic phones.
– Immediate access: Just dial, follow prompts, and transact.
– Security: Each operation requires a PIN for verification.
– Convenience: Works 24/7 and across major network providers.

Learn more about USSD services in Africa on the USSDCode.co.za homepage.

Setting Up Opay USSD Banking

Before you can transfer money with Opay’s USSD codes, you need an active Opay account linked to your phone number.

How to get started:
– Download the Opay app or register via an Opay agent.
– Link your phone number to your Opay account (this number becomes your account ID for USSD).
– Set and remember your secure USSD PIN.

If you need more details or setup help, see the dedicated Opay USSD transfer guide on USSDCode.co.za.

Step-by-Step: Transfer Money to an Opay Account Using USSD Code

Transferring money to another Opay account is fast and simple with the right code.
Here’s how to complete your transaction in seconds:

Transfer via USSD Shortcode

For Opay-to-Opay:
- Dial: *955*1*Amount*Recipient Opay Account Number#
  (“Account Number” is the registered phone number of the recipient Opay account)[1][3][5].
For Opay to Bank Account:
- Dial: *955*2*Amount*Bank Account Number#
- Select the recipient’s bank from the prompt.
Authenticate:
- Enter your Opay USSD PIN when prompted.
Confirm:
- You’ll receive SMS confirmation once the transaction is successful.

Using the Main Opay Menu

Dial *955#
Select “Transfer” from the menu.
Choose:
- 1 for Opay-to-Opay transfer
- 2 for transfer to other banks
Enter required details: recipient’s phone/account number, the amount, and your PIN.
Confirm the transaction.

Note:
Always double-check recipient details before confirming to avoid sending money to the wrong account.

For a full overview of all available Opay USSD codes, visit the USSD Code Directory.

Other Transactions You Can Perform with Opay USSD

Beyond money transfers, Opay’s USSD platform lets you manage a range of financial tasks:[5][7]

Check balance: 9550#
Get OTP: 955010#
Airtime top-up for self: 9553*Amount#
Airtime for others: 9553AmountRecipient Number#
Buy data: 9554*Phone Number#
Pay bills (e.g., electricity): 9556#
Fund betting/account wallets: 9555#
Activate Opay card: 95503121#

Find more USSD codes for other banks and services:
– African Bank USSD Codes
– South African Mobile Provider Codes
– Opay USSD Codes at GCBuying

Safety Tips for USSD Transactions

Protect your money and privacy with these best practices:

Never share your USSD PIN with anyone.
Only use your registered phone for transactions.
Beware of phishing: Only respond to official Opay prompts.
Double-check recipient details before confirming transfers.
Monitor your SMS notifications for any unauthorized activity.

Frequently Asked Questions (FAQ)

How do I find my Opay account number for USSD transfers?
Your Opay account number is the mobile number registered with your Opay profile[5].

Can I transfer money from any phone number?
No. You must use the registered phone number linked to your Opay account for USSD transactions[5].

Are there charges for using Opay USSD codes?
Opay typically does not charge for using the USSD code itself, but transaction fees may apply depending on the type of transfer[1]. Check with Opay for current fees.

What if my transfer fails?
If you receive an error or don’t get an SMS confirmation, check your balance and retry. If issues persist, contact Opay customer support or visit their official website.

Can I use Opay USSD abroad?
Opay USSD services work only with Nigerian phone numbers and mobile networks.

What should I do if I forget my USSD PIN?
Reset your PIN via the Opay app, or contact Opay customer care.

Is Opay USSD safe?
Yes, provided you keep your PIN confidential and only dial the official code (*955#)[7].

For the full range of services, troubleshooting, and updates on Opay USSD codes, visit USSDCode.co.za, the official Opay transfer guide, or Opay’s customer care. For updates and practical advice on digital payments, check out Prestmit’s Opay USSD article.

How To Transfer Money To Opay Account Using Ussd Code