Kuda Microfinance Bank does not have its own dedicated USSD code for carrying out direct mobile transactions such as transfers, airtime purchase, or bill payments. Instead, you can use USSD codes provided by other partner banks in Nigeria to add money to your Kuda account or perform other limited functions[2][4][5]. For full banking services, Kuda recommends using its mobile app[5].
How to Add Money to Your Kuda Account Using Partner Bank USSD Codes:
- First Bank: Dial
*894*amount*Kuda account number#with your First Bank-registered phone number and follow the instructions[1][4][6]. - GTBank: Dial
*737*50*amount*416#from your GTBank-registered number, enter your Kuda account number, and follow the prompts[1][4][6]. - Zenith Bank: Dial
*966*amount*Kuda account number#, select ‘Other Bank’, then ‘More’ to find Kuda Microfinance Bank, and proceed with the transfer[1][4][6]. - Wema Bank: Dial
*945#from your Wema Bank-registered number, choose ‘Send Money’ by typing 3, then 2 for ‘Other Bank’, enter your Kuda account number, select ‘Next’, then choose Kuda Microfinance Bank to complete the transfer[1][4]. - UBA: Dial
*919*4*Kuda Account Number*Amount#and follow the prompts[4]. - Access Bank: Dial
*901*amount*Kuda account number#, and select Kuda as recipient to proceed[4].
Important Notes:
- You cannot transfer money or check your balance directly via a Kuda-specific USSD code; you must use the Kuda app for those services[2][5].
- Always use the phone number registered with your Kuda account when using partner banks’ USSD codes[1][6].
- Kuda Bank’s official position remains that for secure, direct access to your Kuda account and all transaction features, the Kuda mobile app is essential[5].