USSD Code

How-to guide

SARS Two-Pot Calculator USSD

  • Works on any phone
  • No internet needed

Quick answer: The verified SARS two-pot calculator USSD route is *134*7277#. SARS says its USSD channel includes a Two-Pot tax calculator option for individual taxpayers who want an estimated payout amount before withdrawing from the Two-Pot Retirement System. The calculation result is sent by SMS after SARS verifies the details entered. (South African Revenue Service)

Last checked: 26 June 2026

Use this page to confirm the official SARS two-pot calculator USSD route before entering your tax information. For the broader SARS code guide, see SARS USSD code. For other SARS phone-based services, see SARS mobile tax services. For wider government code checks, see public service USSD codes.

Current Verified Status

The official SARS USSD code is *134*7277#. SARS says users who dial this code are shown a menu of tax services, and the USSD channel has been updated to include the Two-Pot tax calculator. (South African Revenue Service)

This page can help you confirm the verified USSD route, understand what information to prepare, and avoid fake SARS two-pot calculator links or numbers. It cannot submit a withdrawal application for you, approve your withdrawal, change your retirement fund information, or guarantee the final tax deduction.

The SARS two-pot calculator is an estimate only. SARS states that the USSD calculator can estimate a payout amount if you plan to withdraw from the Two-Pot Retirement System, but the amount may change once the directive is processed. (South African Revenue Service)

A two-pot withdrawal itself is handled through your retirement fund. SARS explains that after a registered taxpayer applies, the pension fund applies to SARS for a tax directive, and the directive tells the fund how much tax to deduct from the withdrawal. (South African Revenue Service)

How to Use the Service

Before you start, make sure you are using the official SARS code: *134*7277#. Do not use a code sent by an unknown person, a social-media page, a WhatsApp “agent”, or a shortened link.

To use the SARS two-pot calculator USSD:

  1. Dial *134*7277# on your cellphone.
  2. Wait for the SARS menu to appear.
  3. Select Two-Pot tax calculator from the menu.
  4. Enter the required details when prompted.
  5. Check that the information you enter is accurate.
  6. Submit the request.
  7. Wait for SARS to verify your details.
  8. SARS will send the calculation result to you by SMS. (South African Revenue Service)

SARS says the required details for the USSD two-pot calculator include your South African ID number, active tax reference number, annual income, and the amount you plan to withdraw. (South African Revenue Service)

Stop immediately if a menu or message asks for your banking PIN, card number, eFiling password, app password, or an OTP. A calculator route should not require you to give a stranger access to your bank account or SARS profile.

Documents, Eligibility, or Reference Numbers Needed

Prepare the following before using the SARS two-pot calculator USSD:

SARS says the USSD and SMS services are free of charge for individual taxpayers using Personal Income Tax services, and the cellphone number used must be the number registered on the taxpayer’s SARS eFiling profile. SARS also says WhatsApp, USSD and SMS services are not available for tax practitioners. (South African Revenue Service)

You should also check that your SARS tax affairs are up to date before relying on the estimate. SARS says taxpayers should make sure they have no outstanding returns and do not owe SARS, because debt owed to SARS can be deducted from the withdrawal amount. (South African Revenue Service)

Official Alternatives if USSD Is Not Available

If the SARS two-pot calculator USSD does not work, use an official SARS alternative instead of searching for random numbers online.

Official alternatives include:

SARS lists WhatsApp, SMS and USSD as mobile channels for pension fund members, including WhatsApp on 0800 11 7277 and the USSD code *134*7277#. (South African Revenue Service)

If you already applied through your fund and want to check progress, look for the official Two-Pot Progress option rather than the calculator option. SARS says the USSD channel includes a Two-Pot Progress service that can display statuses such as finalised, declined, or in progress. (South African Revenue Service)

Public-Service Safety and Scam Warnings

Scammers often use public-service topics such as tax refunds, grants, UIF claims, Home Affairs documents and SARS payments to trick people into sharing private information. Treat any SARS two-pot calculator message as suspicious if it comes from an unknown number, asks for payment, uses a shortened link, or claims an “agent” can unlock your payout.

SARS warns taxpayers not to open or respond to emails from unknown sources and to beware of emails asking for personal, tax, banking or eFiling details. SARS also says it will never request banking details by post, email or SMS, will not send hyperlinks to other websites, and will never ask for credit card details. (South African Revenue Service)

Never share these through an unsafe channel:

Use only official SARS channels. If a menu looks different from the official SARS route, asks for unrelated banking information, or pushes you to complete the process through WhatsApp with a private person, exit the session and verify the details through SARS eFiling, SARS MobiApp, SARS Online Query System, or the official SARS Contact Centre.

FAQ

Is there an official SARS two-pot calculator USSD?

Yes. SARS lists *134*7277# as the SARS USSD code and says the USSD channel includes the Two-Pot tax calculator. (South African Revenue Service)

Is the SARS two-pot calculator USSD free to use?

SARS says the USSD and SMS services are free of charge for individual taxpayers using Personal Income Tax services. (South African Revenue Service)

What information do I need for the two-pot tax calculator USSD?

You need your South African ID number, active tax reference number, annual income, and the amount you plan to withdraw. SARS lists these as the required details for the USSD two-pot calculator. (South African Revenue Service)

Does the SARS two-pot calculator submit my withdrawal application?

No. It gives an estimated payout amount. SARS explains that the retirement fund applies to SARS for a tax directive after the taxpayer has applied through the fund. (South African Revenue Service)

What should I do if the USSD option does not work?

Use an official SARS alternative such as eFiling, SARS MobiApp, SARS Online Query System, SARS WhatsApp, SMS, or the SARS Contact Centre. Do not use third-party numbers or unofficial WhatsApp support.

How do I avoid fake SARS two-pot calculator messages?

Use only *134*7277# for SARS USSD, avoid unknown links, and never share PINs, passwords, OTPs, banking details or eFiling login details. SARS warns that it will not request banking details by post, email or SMS and will never ask for credit card details. (South African Revenue Service)

Where should I confirm the latest SARS two-pot calculator USSD details?

Confirm the latest details through official SARS channels before entering personal information. SARS menus and mobile-service options can change, so check SARS eFiling, SARS MobiApp, SARS Online Query System, the official SARS mobile tax services page, or the SARS Contact Centre if you are unsure.

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