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Ussd Code For Cooperative Bank

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USSD Code for Cooperative Bank: Quick Guide, Services, and Limits

Finding the USSD code for Cooperative Bank depends on which Cooperative Bank you’re dealing with, because “Co-operative Bank” is a common name in several countries. Below are the verified USSD banking codes for the major Cooperative/Co‑operative Banks that publicly list a USSD service, drawn only from their own or closely linked official resources.

1. USSD Code for Co-operative Bank of Kenya

The Co-operative Bank of Kenya offers mobile banking via its MCo-opCash service, which has a widely used USSD channel.

Main USSD Code

According to the bank’s own MCo-opCash information page, you can access mobile banking by dialing:

This USSD code works on basic feature phones as well as smartphones and does not require mobile data.

Key Services Available via *667

From the bank’s mobile banking page and support information, the USSD code for Cooperative Bank of Kenya (*667#) allows you to perform core transactions under MCo-opCash, including:

These services are described in the bank’s MCo-opCash materials and customer guides referenced from the official site: see the MCo-opCash overview on Co-operative Bank of Kenya’s website.

Registration Requirements

To use the USSD code *667# for Co-operative Bank of Kenya, you must:

  • Hold an account with Co-operative Bank of Kenya
  • Register for MCo-opCash using your national ID/passport and your mobile phone number linked to your account

Registration instructions are given on the bank’s MCo-opCash pages and through its digital banking help section, accessible from the Co-operative Bank of Kenya digital banking area.

2. USSD Code for KCB Sahl Banking (Co-operative Bank Global Network Reference)

KCB Sahl Banking in Kenya, a Shariah-compliant offering under KCB Bank Kenya, is sometimes confused with Co-operative banking networks. While it is not “Co-operative Bank” by name, it is part of the cooperative-style banking ecosystem in East Africa.

KCB’s official materials show that its main USSD code is:

It is not a Co-operative Bank product, but if you search generally for USSD code for cooperative bank in Kenya, this code often appears alongside *667# in third-party discussions. Officially, however, *667# is the Co-operative Bank of Kenya USSD code, and *522# belongs to KCB Bank Kenya as confirmed in the KCB mobile banking documentation.

3. Co-operative Bank of India – No General USSD Code Published

The Co-operative Bank of India and many Indian cooperative banks (e.g., urban co‑operative banks and state co‑operative banks) primarily use:

  • UPI
  • Mobile banking apps
  • Internet banking

When reviewing official and RBI-linked materials, there is no widely published, generic USSD code “for Cooperative Bank” across India comparable to the Kenyan *667#.

For example, the Reserve Bank of India’s financial inclusion and USSD documentation discusses the *99# UPI service as a national USSD channel for banks, rather than individual co‑operative banks issuing their own USSD codes. You can see this in RBI/UPI documentation linked from the National Payments Corporation of India (NPCI), such as the UPI *99# service overview on NPCI.

The UPI *99# code works for many banks, including some co‑operative banks, but it is not a “Cooperative Bank USSD code” specific to a single institution.

4. Co-operative Bank (UK) – No USSD Code

The Co-operative Bank in the United Kingdom focuses on:

Its official digital banking section lists supported channels but does not mention any USSD code. See: The Co‑operative Bank online and mobile banking support.

As USSD is generally associated with GSM/mobile money in Africa and parts of Asia, it is not a standard channel for UK banks. Therefore, there is no USSD code for Co-operative Bank in the UK confirmed in its official information.

5. Other African Co-operative / Cooperative Banks

Several African countries have co‑operative or cooperative-branded banks and SACCOs (Savings and Credit Cooperative Organizations). Many of these use USSD. However, their codes are institution-specific, and not all are centrally documented.

For example, in Rwanda and Tanzania, co‑operative banks and SACCOS often rely on mobile network–provided USSD and mobile money integration rather than standalone, bank-owned USSD codes. Where they do have USSD, the codes are usually mentioned on the institution’s own website, branches, or marketing materials.

Because not all of these co-operative institutions publicly list their codes on easily verifiable, central websites, you should always:

  1. Visit the official website of the specific co‑operative bank/SACCO.
  2. Check their “Digital Banking” or “Mobile Banking” page for USSD details.
  3. Confirm that any USSD code is shown on an official domain (for example, co-opbank.co.ke for Co-operative Bank of Kenya or an officially registered country-specific domain).

6. How to Use the USSD Code for Co-operative Bank of Kenya (*667#)

If your interest in the USSD code for Cooperative Bank is specifically related to Co-operative Bank of Kenya, here is the basic process drawn from the bank’s MCo-opCash information:

  1. Dial the code
  2. Choose a service
    • You’ll see a text-based menu. Options typically include balance inquiry, mini-statement, fund transfers, airtime purchase, and bill payments, as detailed within the MCo-opCash ecosystem.
  3. Authenticate
    • You’ll be asked for your PIN (set during registration) to authorise financial transactions.
  4. Confirm the transaction

Because fees, limits, and menu options can change, always check the latest information directly from the Co-operative Bank of Kenya mobile banking page or through official customer care contacts listed on their website.

7. Safety Tips When Using USSD Codes for Cooperative Banks

Regardless of which USSD code for Cooperative Bank you are using, follow these basic security guidelines:

  • Only use official codes published on the bank’s own website or in registered communications (SMS, email, or brochures with verifiable contact details). For Co-operative Bank of Kenya, that official code is *667# as listed on co-opbank.co.ke.
  • Never share your PIN with anyone, including people claiming to be bank staff.
  • Check the bank name on the USSD menu before entering your PIN or confirming a transaction.
  • If anything seems unusual (odd menu text, errors, or unexpected charges), call the bank through a phone number published on its official site (for example, see the contacts on Co-operative Bank of Kenya’s official contact page).

8. Summary: Main Verified USSD Code for Cooperative Bank

  • The most clearly documented, widely used USSD code for Cooperative Bank in public, official sources is:
  • Other co-operative or cooperative-branded banks may use their own USSD codes, but these must be individually verified on each institution’s official website.

  • In India and the UK, large Co-operative / cooperative banks currently emphasise mobile apps, online banking, and UPI (*99# in India) rather than bank-specific USSD codes.

For any other country or specific co‑operative institution, search its exact name together with “mobile banking” on the web, and always verify the USSD information on the bank’s official site before using it.

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