Last checked: 13 September 2026, against Nedbank’s cardless withdrawal page, its FAQ, Nedbank’s 2026 fee guide. USSDCode.co.za is an independent guide and is not affiliated with the provider on this page.
Quick Answer
The Send iMali USSD code is
*120*001#, Nedbank’s Cellphone Banking code. Log in and choose Send money to send cash to any South African cellphone number. The recipient can dial *120*002# (MobiMoney) to have the cash voucher resent. Nedbank now calls the service Send money or cardless withdrawal; its fee guide still lists it as Send iMali.
What You Can Do With Send iMali
- Send cash to any active South African cellphone number, even if the recipient has no bank account.
- The recipient withdraws at a Nedbank ATM or a participating retailer such as Pick n Pay, Boxer, OK Foods or Kazang outlets.
- Resend a cash voucher with *120*002#, or cancel a voucher in the Nedbank Money app.
For Nedbank transfers in general, see the Nedbank USSD code to transfer money.
How to Use the USSD Service
- Dial
*120*001#from the cellphone number linked to your Nedbank Cellphone Banking. - Enter your login details.
- Choose the Send money option and enter the recipient’s cellphone number and amount.
- Confirm. The recipient receives a voucher to withdraw the cash.
- No airtime? Nedbank lists *130*001# to buy airtime so you can use Cellphone Banking.
Popular Tasks and Shortcuts
| Task | Route |
|---|---|
| Send money to a cellphone number | *120*001#, then Send money |
| Recipient: get the voucher resent | *120*002#, then Help |
| Buy airtime when you have none | *130*001# |
| Other send-money services | Send Money USSD Codes |
Fees, Limits and Availability
| Item | What Nedbank states |
|---|---|
| Fee | R12 per R1,000 or part of R1,000 (2026 pricing); some accounts include 1 or 2 free a month |
| Daily limit | Default R2,500, can be raised to R5,000 a day in the app, Online Banking or a branch |
| Validity | 30 days, then refunded to the sender; fees are not refunded |
| Who can send | Nedbank transactional, savings or credit card holders, or MobiMoney holders |
| Network cost | Nedbank charges no fee for Cellphone Banking, but networks charge 20c per 20 seconds |
Withdrawal fees can apply at the point of withdrawal, according to Nedbank’s FAQ.
Troubleshooting and Official Alternatives
- Sent to the wrong number? Call the Nedbank Contact Centre on 0800 555 111 to cancel the voucher.
- Use the Nedbank Money app (Pay, then Send money) or Online Banking as alternatives.
- The recipient must withdraw within 30 days, and must take the full amount in one go unless they have a MobiMoney account.
- Dial the code yourself from your own phone. Never dial a code someone sends you by SMS, WhatsApp or social media.
- Never share a PIN, OTP or voucher PIN with anyone who contacts you, even if they claim to work for the provider.
Back to Send Money USSD Codes.




